Frequently Asked Questions

Here are some frequently asked questions about the NAIFA Advantage Plus Disability Income Insurance Protection Plan . If you have any further questions, please feel free to send an email to our NAIFA Account Manager at naifa@kelsey.com .

  • Can my spouse apply for coverage if I am not?

  • Are employees of my agency eligible for coverage?

  • How do I determine what coverage amount I'm eligible for?

  • Does this plan offset for other income benefits?

  • Is the plan non-cancelable?

  • What are the underwriting requirements?

  • When will my coverage become effective?

  • If I select Auto-Pay as my payment option, when will the premiums be deducted from my account?

  • Can I change my plan selection, elimination period and/or benefit amount once my plan is in force?